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Archive for the ‘Christian Financial Concepts’ Category

Well, I am about to break the one steadfast rule I’ve had on this blog since the beginning.  I don’t ask for money.  I fund this ministry/website out of my own pocket and try to avoid arguments that I am selling out or support tithing because tithes support me.  But I am in a quandary.  Not one that affects the site – yet – but one that affects me personally.

As my loyal readers know, I was in the middle of a messy divorce a little while back that cost me the rental property my ex and I operated because she refused to pay the mortgage or give me the rental income to do so.  Now the  final property-related nail is coming as a result of her bankruptcy and foolishness.  I am about to be foreclosed on by my bank for the house that I am currently living in.  Now, I did my best to pay the mortgage, but unfortunately, circumstances got the better of me.  Over the last 2 years, I’ve lost a number of my sources of income as the economy kept sliding and government and tourism-related industries kept cutting back.

Despite being willing to do just about anything and humbling myself, applying for literally hundreds of jobs, I am still jobless, my income is steadily decreasing and I am barely making ends meet.  Unfortunately, the mortgage was one of those things that just didn’t get taken care of in a timely basis and now the bank has called their note due.

When I was first served, I went through my affirmative defenses – one of which being that my ex-wife signed a quit claim deed, divesting herself of this house.  To date, the bank has still not recognized it and her name appears prominently on the foreclosure papers, myself, who continued to pay the mortgage long after she stopped, is relegated to a secondary defendant.  My biggest defense was that the bank had refused to accept and properly credit some of my payments, holding the money, as a bank employee explained to me, “in limbo.”  The banks lawyers have responded to that claim and offered me two options, after adjusting for the money that was never credited ($500+, not counting the interest and fees that they didn’t credit me for).

My two options are this: pay approx. $212,000 to pay off the loan, or approx. $40,000 to cover the missed payments, interest, lawyer’s fees, etc. etc.)  And I have until 5pm on April 1st to deliver that payment to their offices in Fort Lauderdale.  Considering that I have just enough to cover my electric bill this month and am eating courtesy of Food Stamps, that is far outside my reach.

Praying for a miracle, it came to me that I might ask if people would be willing to help me out.  $40K is not really that much, in the big picture and even small donations would help whittle this down.  I am not sure if this insight came from the Lord or not.  I was praying when it occurred to me, but my only experiences with hearing God were both forgiveness-oriented, so I can’t really tell.  Usually, I get insights from the Holy Spirit where I suddenly understand or realize some deeper truth or concept and I don’t want to misrepresent my Lord.

I have committed that any money I receive from this will be paid back to the donor/patron, unless they specifically state for me not to, in which case, I will pay to help out others needs on their behalf.

Also, I would prefer to do something rather than just take donations.  As I said, every little bit helps and I do have some skills that I can apply that are of value.

I sell books, CD’s, DVD’s and toys on Amazon – my site is Books From A Rose and I have between 2400 and 2500 items currently up for sale.  If you’re looking for something, please take a moment and see if I have it.  If I don’t, I would also recommend some friends of mine that helped me get started in this enterprise, Pursel Books.  They sell a quite a number of items on Amazon and eBay and may very well have what you need.

I am a writer.  I spent almost 20 years in the local TV business, writing news, commercials and promotional spots.  You can see some of my TV work at www.YouTube.com/user/lonerangerone. I also have written some plays over the years and am currently working on a couple of screenplays.  I have done reviews for Title Trakk, and I was the Senior Editor for Television for Infuze Magazine, before we were closed down, working with novelist Robin Parrish and music producer & novelist Matt Bronlewee.  I used to write songs back in the day – one was even performed as part of my church’s worship service.

I shoot, produce and edit video.  Okay, I am an okay video shooter… Great if I have a tripod.  I am a great editor, though.  Having learned from some of the best and learned how things were done, “back in the day…” I can find a way to make just about any video look the way you envision.  I have shot VHS and BETA, DV, HD-DV, and 8mm.  I have edited on everything from AVID Media Composer (my favorite) to Media 100, Pinnacle VideoCube, Apple Final Cut, Speed Razor, Boris FX, New Tek Video Toaster, Adobe After Effects and Adobe Premiere.  When I worked for the Lee County Sheriff’s Office, I also did Forensic Video Processing and was a member of Law Enforcement Video Association (LEVA).

I design, build and maintain websites.  While I am still exploring much of this field and I cannot do killer Flash opens and whatnot, I am pretty decent and very affordable.  I use Adobe Photoshop, Dreamweaver and Fireworks.  My work is available at www.StarlightstudioProductions.com, www.FASN.net, www.MartyWisher.com, www.UFTAFlorida.com, www.FamilyofGod.us, and this site, www.FinancialFreedomThroughFaith.org.  I am familiar with WordPress themes, editing them and promoting them.

I am a pretty good actor and I am a partner with the production company Starlight Productions, we do celebrity impersonations, character work and Murder Mysteries.  We just finished our first feature length film, “Light.”  I am also the sitting President of United Film & Television Artists (UFTA) a non-profit that helps filmmakers and actors with support and promoting our area as a film location.

My other company, 13/30 Productions, does media and business promotion.  We provide newsletters, websites, press releases, social media marketing, etc., all to help small businesses get the word out about their product or service to their potential customers.  I try to apply all of my skills as a designer, writer, promoter and video producer to help my clients get their message out at an affordable price.  If you need a little more Internet-based solution, my girlfriend runs Small Business Development Group, specializing in Affordable Internet Marketing Solutions and Search Engine Optimization.

I am a pretty good speaker.  I used to teach when I worked in Financial Services and I gave a few lectures/presentations on Financial Freedom for Christians.  I have written and given a few sermons that I thought were pretty good.  They are posted on this site: What Would Luther Say?, The Waiting is the Easy Part, and eternal sunshine for the Transformed mind.

I have not given up on my vision for a financial non-profit company that would help people in the same need I am in.  That will come to pass one day.  That was from God and it is often those he humbles that have the strongest commitments.

If there’s any way I can help you or work I can do for you, please let me know.  I am a hard worker and willing to do what it takes.  I serve God and when I can man, and I do my very best.

I will update everyone when I return from Fort Lauderdale on April 1st.

If you feel led to make me an interest free loan or invest in one of my talents, you can contact me at lonerangerone@gmail.com.  If you feel like helping out the old fashioned way, my mailing address appears below also.  If you do not feel led, that’s really okay, I just ask that you pray for me, regardless.    Thank you in advance, and may God bless you richly.

Paul A. Rose, Jr.


Mailing Address:

Paul A. Rose, Jr.

PO Box 151443

Cape Coral, FL 33915

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The Reverend Paul T. McCain is a Lutheran Pastor in the Missouri Synod and is Publisher and Executive Director of the Editorial Department at Concordia Publishing House, working on the soon-to-be-released The Lutheran Study Bible.  Unfortunately, the hard work of the Concordia editors is being eclipsed a bit by the release of the Augsburg Lutheran Study Bible earlier this year.

The Augsburg “Bible” was passed out to pastors at every Evangelical Lutheran Church in America (ELCA) synodical meeting this spring, partially in anticipation of the recent vote by the ELCA to ignore the Word of God and ordain homosexuals as Pastors.

The Concordia Bible, on the other hand, is the latest update in a long tradition – reaching back almost 500 years to Luther’s translation of the Scriptures.

The Augsburg Press’ tome has rampant misstatements and revisions of Christian history that are representative of the church’s unfortunate sad turn in leadership (a turn that strangely reflects a similar history that placed many of the Catholic church bishops in power that Martin Luther railed against in his day).

While I don’t always agree with all of the strongly held beliefs of the Missouri Synod, I present Rev. McCain’s blog post, explaining key differences between the two versions of a Lutheran study Bible:

In light of the release of The Lutheran Study Bible, I thought it would be a good time to re-run a blog post from several months ago, explaining the important differences between the ELCA’s new Bible, which their publishing company titled Lutheran Study Bible, and The Lutheran Study Bible. By the way, they titled it that knowing The Lutheran Study Bible was on its way. Go figure.

I encourage you to advise everyone you know that the ELCA Bible is not The Lutheran Study Bible by CPH. The two Bibles are quite different in content, style and purpose. Most significantly, the ELCA Bible takes a different approach on key doctrinal points than does The Lutheran Study Bible. So, please be aware, and spread the word, that The Lutheran Study Bible the ELCA Bible are something quite different from each. Be sure to point people to The Lutheran Study Bible web site, or its Facebook Group, or Twitter feed.

This post examines two issues in both Bibles as a way of illustrating the stark and dramatic contrast between these two Bibles. To distinguish between these two Bibles, they shall be referred to as The Lutheran Study Bible and the ELCA Bible. The two topics used to illustrate the stark difference between the two Bibles are: the Great Commission and the topic of homosexuality.

The Great Commission

The Lutheran Study Bible on the Great Commission

28:18–20 Though all God’s people are to bear witness to the Lord (cf Ps 145; Is 43:10), the focus here is on the apostles and their calling as leading witnesses and representatives of Jesus. (Compare to the authorization in Mt 10:1–7.)

28:18 “All authority.” Christ’s human nature, which had refrained from exercising the divine authority belonging to the person of Christ, now is fully exalted and given free use of divine authority (cf v 19). “He can also powerfully effect and do everything that He says and promises” (FC SD VII 43). “The Church’s authority and the State’s authority must not be confused. The Church’s authority has its own commission to teach the Gospel and to administer the Sacraments [Matthew 28:19–20]. Let it not break into the office of another. Let it not transfer the kingdoms of this world to itself. Let it not abolish the laws of civil rulers. Let it not abolish lawful obedience” (AC XXVIII 12–13).

28:19 “make disciples.” See note, 5:1. Jesus gives us the tools to make disciples: Baptism and His teaching. all nations. Not just the Jews, but Gentiles too (cf 10:5–6). baptizing them in the name. “Name” is singular, followed by the threefold naming of the divine persons. This illustrates the doctrine of the Holy Trinity. See p 0000. Those baptized in the name of the Father have God as their Father; baptized in the name of the Son, they receive all the benefits of the Son’s redeeming act; baptized in the name of the Spirit, they receive the life-giving, life-sustaining power and presence of the Spirit. Christian Baptism is founded on this institution. See note, Nu 6:22–27. baptizing. Washing with the water of new birth. “Baptism is no human plaything, but it is instituted by God Himself” (LC IV 6). “It is necessary to baptize little children, that the promise of salvation may be applied to them, according to Christ’s command to baptize all nations (Matthew 28:19). Just as in this passage salvation is offered to all, so Baptism is offered to all, to men, women, children, infants. It clearly follows, therefore, that infants are to be baptized, because salvation is offered with Baptism” (Ap IX 52).

28:20 “teaching.” Disciples are made not only through Baptism, but through the ongoing catechetical work of the Church. observe all. Christians are called to do more than “obey”; they are called to treasure God’s Word in their hearts. commanded. Not only Christ’s moral injunctions (the Law) but also His invitation to trust in Him (the Gospel). I am with you always. Not only in Spirit but also according to His human nature. See “be with,” p 0000. “He is present especially in His Church and congregation on earth as Mediator, Head, King, and High Priest. This presence is not a part, or only one half of Him. Christ’s entire person is present, to which both natures belong, the divine and the human—not only according to His divinity, but also according to, and with, His received human nature” (FC SD VIII 78). end of the age. When He returns visibly.

28:16–20 Christ commissions His disciples to go and make disciples of all nations through Baptism and teaching. Christ promises to be with us, and He is the one who makes disciples through our baptizing and teaching. Today, remember your Baptism and confirmation in the faith, which are precious blessings for the Lord’s disciples. His love and care are new for you every morning. • Send us, Lord, to make disciples in Your name in accordance with our callings in life. Amen.

The ELCA Bible on the Great Commission
28:16-20 the eleven disciples went to Galilee: The eleven meet Jesus on a mountain in Galilee. Even when the eleven see him, some doubt. Jesus’ resurrection returns to the question of his authority in 7:28-9:34; 21:23-32. Through the resurrection, God has given Jesus all authority in heaven and on earth. This does not mean that only now does Jesus have authority. It establishes his authority exercised throughout his life and ministry (28:20). The end of the Gospel sends the reader back to the beginning (4:12-9:34), and it gives God’s answer to the Pharisees’ charge (9:34). In contrast to 10:5-6, 23, Jesus now send the disciples to make disciples of all nations. That does not mean make everyone disciples. Most people who are helped by Jesus and believe in him never become disciples. Jesus includes in salvation people who do not believe in him or ever know about him (5:30; 25:31-45). Disciples are students, called for the sake of the world to learn from Jesus and to bear witness to the kingdom. They are salt and light (5:13-16). Jesus promises to be with them always as they carry out this mission. Previously, Jesus promised to be present in the exercise of forgiveness (18:18-20) and in the “least of these” who suffer (25:31-45). (p. 1658)

Homosexuality

Genesis 19:5 The account of Sodom

The Lutheran Study Bible
Genesis 19:5 know them. Have sex with them. Homosexual lust burned among many of the men of Sodom. Cf Lv 18:22; Rm 1:27.

The ELCA Bible
Genesis 19:1-11 This scene is an illustration of Sodom’s wickedness. The verb know refers to sexual activity. With every man involved, the result would have been gang rape (19:4-5). Sexual abuse of strangers demonstrated who was in charge (as in prisons). The sins of Sodom are most explicit in Ezekiel 16:49: pride, gluttony, prosperous ease and not aiding the poor and needy (compare with Matt. 10:14-15). That Lot would substitute his betrothed (engaged) daughters is another sign of Sodom’s immorality. In 19:30-38, Lot himself is sexually abused.

Leviticus 18:6-23: Prohibitions Against Homosexuality

The Lutheran Study Bible
Leviticus 18:6–23: Pointedly, God provides provisions for holiness in sexuality by addressing key issues of incest (vv 6–16), adultery (vv 17–18, 20), sacrificial idolatry (v 21), homosexuality (v 22), and bestiality (v 23). The Bible records Abraham’s intercourse with a servant (Gn 16:1–4), Lot’s incest (Gn 19:36), and Jacob’s marriage to his first cousins, who were also sisters (Gn 29), but it never promotes such relationships. God restates here that His original intent at creation was the ordered intimacy between one man and one woman. He makes plain that close intermarriage is now forbidden. See note, Gn 4:19.

Leviticus 18:22: Sexual intercourse was ordained by God for procreation (cf Gn 1:28) and must involve husband and wife, the “male and female” in Gn 1:27. abomination. See note, Pr 6:16.

The ELCA Bible
Leviticus 18:22-23: “you shall not lie with:” Prohibitions against sexual activity between men and between person and animal.

1 Samuel 18:1

The Lutheran Study Bible
18:1 knit. Same Hbr verb used in Gn 44:30 to express Jacob’s love for his son Benjamin. Jonathan initiates a friendship with David that blesses and hallows life. loved. Used of a covenant relationship; possesses political overtones. Never used of homosexual desire or activity. (OT uses the verb “to know” for sexual activity; see note, Gn 19:5. Latter verb is never used of David’s relationship with Jonathan.) The fact that Saul, too, loved David (16:21) prepares us for the later political use of the verb “love.”

The ELCA Bible
18:1 These two became inseparable and are so devoted that their very well-being is tied together. This same kind of devotion describes Jacob’s relationship with his youngest son, Benjamin. 18:3 These two are kindred spirits. Their friendship is about a covenant or promise of steadfast love and loyalty to each other. First, this is about personal affection.

Ezekiel 16:49-50

The Lutheran Study Bible
16:49–50: Sodom’s pride, gluttony, and neglect of the poor describes a decadent society in which gross immorality might easily thrive. an abomination. Probably refers to sodomy (Gn 19:1–22). At times, “abomination” is applied specifically to homosexual behavior (Lv 18:22; 20:13).

The ELCA Bible
16:44-58: Samaria and Sodom, two cities destroyed for their wickedness, are portrayed as sisters of Jerusalem and sinners like their mother, the Hittite. Samaria was the capital of the Northern Kingdom of Israel, which Assyria defeated in 721 B.C.E. Neither Samaria nor Sodom was as sinful as Jerusalem.

Romans 1:26

The Lutheran Study Bible
Romans 1:26 God gave them up. See note, v 24. dishonorable passions. Paul is not condemning all passion or sexual desire. Only the misuse of God’s gift of sexuality brings dishonor. exchanged. See note, v 23. Sin substitutes inferior things for God’s good gifts. contrary to nature. As God’s existence and character are seen in nature (vv 19–21), so His Law is also evident. Homosexual activity, referred to here, is a departure from the natural order.

The ELCA Bible
Romans 1:24, 26, 28 God gave them up: “In response to human sin, God handed over humanity to destructive behavior that alienated people from God, themselves, and others”

Romans 1:27

The Lutheran Study Bible
On Romans 1:27 As in v 26, homosexual activity exchanges a natural desire for the opposite sex for an unnatural lust for one’s own sex. shameless acts. Homosexual behavior. due penalty for their error. Participation in degrading, unnatural acts is, in itself, part of the judgment for sin. Paul’s candid discussion of homosexuality may surprise or offend some readers. The Greco-Roman world was generally open to homosexuality, though there were critics, including Jews, Christians, and some philosophers. Homosexuality is an example of how something that seems obvious from nature (the relation of two sexes; the body was not designed for homosexual activities) is exchanged for something unnatural. This is a further effect of exchanging the worship of God for the worship of idols. Luther: “Holy Scripture declares that sin came from the devil, whom, contrary to God’s Word, our parents obeyed. They became disobedient to God and thereby brought a terrible punishment upon themselves. For through this sin (of the Fall) not only our bodies have become so weakened that they have changed from immortal into mortal bodies, but the intellect, heart, mind, and will are entirely corrupted and turned evil (verboset). For man has lost the right and true knowledge of God. Moreover, his will is so entirely corrupted that he desires and wants nothing but that which is evil” (WLS § 4131).

The ELCA Bible
No comment.

1 Corinthians 6:9-11

The Lutheran Study Bible
1 Corinthians 6:9–10 unrighteous. Those perishing (1:18). inherit the kingdom. See note, 4:20. Paul lists habitual sins, which imply a life choice incompatible with the holiness of God’s kingdom. 6:11 such were some of you. God, in mercy, called the unrighteous into His kingdom. washed . . . sanctified . . . justified. Terms of salvation, used interchangeably. Baptism makes us new creatures, holy with Christ’s righteousness. “Whenever God’s Word is taught, preached, heard, read, or meditated upon, then the person, day, and work are sanctified. This is not because of the outward work, but because of the Word, which makes saints of us all. Therefore, I constantly say that all our life and work must be guided by God’s Word, if it is to be God-pleasing or holy” (LC I 92). in the name of the Lord Jesus . . . Spirit . . . God. Trinitarian, as is fitting with reference to Baptism.

From the textual note on verse 9, placed after the word “homosexuality” in the ESV text: The two Greek terms translated by this phrase refer to the passive and active partners in consensual homosexual acts.

The ELCA Bible
1 Corinthians 6:9-11: Ancient Christian writers listed specific vices to illustrate a more general evil. Two terms in the vice list have been mistranslated from the Greek in all modern versions, and this has caused needless pain in the church: malos (“soft,” that is, lacking self-control) and arsenokoites (literally, “one who beds a male”). Both terms are specific examples of injustice, the topic of the vice list in 6:9-11. The “soft” person (here translated: “male prostitute”) takes more than his or her due. The arsenokoites (translated as “sodomite”) rapes and shames other males to increase his reputation for power. The issue here is violence. Neither term pertains to homosexuality or to the lives of gay and lesbian people.

1 Timothy 1:9-10

The Lutheran Study Bible
1 Timothy 1:9–10 The list of sins shows how God’s Law is properly used, namely, to bring sinners to contrition and repentance. Each of the sins listed by Paul closely corresponds to God’s Law as found in the Ten Commandments (Ex 20:1–17). On Paul’s use of “law,” see p 0000. 1:9 law . . . for the lawless. “Yet this is not to be understood in a simplistic way, as though the justified are to live without Law. God’s Law has been written in their heart (Romans 2:15). Also a law was given to the first man immediately after his creation (Genesis 2:15–17): He was to conduct himself according to this law. What St. Paul means is that the curse of the Law cannot burden those who have been reconciled to God through Christ. Nor must the Law confuse the regenerate with its coercion, for they have pleasure in God’s Law in the inner man (Romans 7:22)” (FC SD VI 5). Bern: “The law promulgated in fear by a spirit of slavery is one thing, and that given sweetly and gently by the spirit of liberty is another” (SLSB, p 200). 1:10 enslavers. Kidnappers, involved in illegal slave trade.

The ELCA Bible
Note at 1 Timothy 1:10 “What is ‘the law’? Here ‘law’ refers to the Jewish Torah (the first five books of the Old Testament) or to additional Jewish laws based on the Torah. Paul called the law “holy and just and good” (Rom. 7:12, 16), but also taught that Christians ‘have died to the law’ (Rom. 7:4, 6) and are ‘free from the law of sin and death’ (Rom. 8:2). As God’s child, Martin Luther understood himself to be free from the law. As Lutherans, we understand ourselves to be free as well.

2 Peter 2:10

The Lutheran Study Bible
2 Peter 2:10 lust of defiling passion. Possible reference to homosexuality, the sin of the Sodomites (cf Gn 19:5). Luther: “ ‘To indulge in the lust of defiling passion’ is to live like an irrational beast according to one’s own notion and all lust” (AE 30:180). despise authority. Rejecting people God charged with faithfully attending to His Word and His work, be it His Son, His angels, His prophets, His pastors, or His teachers. Cf Jude 8–10; see note, Heb 13:17. they blaspheme the glorious ones. To speak against God’s angels or anything of God is to speak against God.

The ELCA Bible
No comment.

Additional materials on homosexuality in the two Bibles

From an article in The Lutheran Study Bible titled, “Divine Warfare,” an excerpt from the Concordia Commentary series on the Book of Joshua:

“The Christian Gospel in Word and Sacrament rescues the perishing from eternal destruction and fortifies them to do battle against the forces of evil within (the sinful flesh) and without (the devil and the world) that assail them. It is necessary for Christians to oppose detestable practices such as idolatry, sexual immorality, homosexuality, abortion, euthanasia, and occult practices, which correspond to the ancient abominations of the Canaanites. The church rightly prohibits God’s people from engaging in such practices. The church also rightly endeavors to persuade society at large to prohibit such evils, and to do so Christians work peacefully through lawful means, not by violence. . . .”

From an article in The Lutheran Study Bible titled, “Israel’s Identity Crisis”:

“We may find no appeal in the ancient gods of Canaan. There is no allure, no enticement. Yet, it was the Canaanite gods who caused many Israelites to be tempted away from the true God. Perhaps the Israelites wanted a god they could manipulate with rites and ceremonies, regardless of how inhumane their practice. We often seek gods we can manipulate as well. Even some Christians are enticed to worship such things as possessions, money, lust, greed, and power. Pornography causes some Christians to fall. Drug abuse, child abuse, homosexuality, and sexual, physical, and mental abuse cause others to fall. Sin causes us to forget that we are God’s temple (1Co 3:16). For the ancient Israelites, sin began innocently enough (it usually does in our lives too). Sadly, doubting God’s Word has eternal ramifications. As we fall into sin, we lose sight of the consequences—that “those who practice such things deserve to die” (Rm 1:32). Here are three personal questions to ask ourselves: (1) What idols have I set up in God’s place? (2) Is the god of self-indulgence, the god of promiscuous sex, or the god of child sacrifice (abortion) a part of my life? (3) Is the god of money and material possessions seeking to topple me into sin?”

From an article in The Lutheran Study Bible inserted at Roman 1, titled, “Homosexuality and Biblical Teaching”

“Marriage with God’s Blessing God created sex for the procreation of children and to strengthen the marital bond that supports those children (see note, Gn 1:28). Within the confines of marriage, sex is a wonderful blessing. Outside that relationship, it is idolatry—people rejecting God’s order, worshiping what is created rather than the Creator. Christians should abhor the sin of homosexual behavior as they abhor all sins. But at the same time, Christians should see homosexuals as people for whom Christ shed His precious blood. God wants us to recognize that “all have sinned and fall short of the glory of God, and are justified by His grace as a gift, through the redemption that is in Christ Jesus” (3:23–24). A homosexual, like any other sinner, needs to hear God’s word of Law and Gospel applied to his or her life with the goal of repentance and faith.”

From the prefatory materials in The Lutheran Study Bible on the Book of Galatians:

“Genderless Christianity. Feminist interpreters and those influenced by feminism have radically altered the historic interpretation and application of Gal 3:28. They argue that gender and social order should have no influence on roles of service in Christianity. This interpretation has been forcefully used to encourage women’s ordination in liberal Protestant church bodies and has even been used to support the ordination of homosexuals.”

The ELCA Bible
No further comments or materials.

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Our friend Phil Cooke has just published an article on his site entitled, “How Confidence Can Change Everything in this Economy.”  He points out what economist Ben Stein (yes, he is much more than the teacher from Ferris Bueller) has said that many in our media and government seem to want to forget, that our financial system isn’t built on printing money or regulation, it’s built on confidence.

It’s a perception issue. When investors feel confidence in the market, it soars.

Of all people, Christians should be the most confident, because even in the worst circumstances, our hope isn’t in money.

Take a moment to check out Phil’s article here, then become an example of encouragement and TRUE hope in this time of economic distress.

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31g64e58wal_sl150_I just posted a number of new Christian books and music on my Amazon reseller site, including a rare Mylon LeFevre and Broken Heart cassette, “Crack the Sky,” still sealed in shrinkwrap.  I’m dating myself here, but I remember buying the album before it was commercially released, at their concert back in 1987, with the NewsBoys.  Boy have times changed.  Take a moment to check out my Amazon site if you’re looking for Christian music or books, old or vintage.  Thanks!


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Carl Emerson, over at Freedom Analysis, posted an extremely insightful article on the “stimulus” debate that I wanted to share with my readers.  Regardless of your political leanings, this is something you need to consider…

The Kool-Aid is flowing in Washington, D.C.

Sadly, lawmakers are actually batting around the notion of passing what is currently being estimated as an $800 Billion “stimulus” package.

First let me say that if we actually had $800 Billion “in the bank,” as it were, my opinion on this might be different. But the fact of the matter is that we are talking about borrowing this money… on top of all of the money we’ve already borrowed.

And before you write off my opinion as somehow “partisan” or otherwise neatly in support of one “side” or the other in this debate, let me hit you with a bit of common sense:

You can’t borrow your way out of debt.

This is a lesson learned the hard way. I’ve tried it. Let me tell you… it simply doesn’t work.

A National Addiction

We — as a nation — are addicted to debt. And so far we — as a nation — have not felt the sting of it. Sure… many families have learned that excessive borrowing against an asset which varies in value can land you in foreclosure.  That stings.  But as a nation, we’ve not yet faced the painful consequences of all the borrowing that we have done.

This is precisely why we continue to debate this bill as though it were actually a plausible solution.

Once you realize that you have a harmful addiction, you must do any and everything in your power to end the addiction. No matter how painful it may seem (or actually be).

But we — as a nation — have decided that more of our destructive vice is preferable to detox.

The fact is that it used to be a shame to “mortgage the farm.” It meant that you had managed things poorly. It meant that you had not planned well enough for the future. It meant that you weren’t planning well enough for your heirs.

Granted, in an agricultural enterprise, there are years (and sometimes series of years) where drought or other conditions affect the crops and things go badly. But everyone knows this and it’s all the more reason why shrewd farmers plan for it by storing things up.

But our pattern of handing off responsibility every few years and electing leaders — at the national or state level, in all branches of government — who are more concerned about short-term results, their approval ratings and their “legacies” than they are about the real impact of their decisions has made it all too easy to dig ourselves deeper and deeper into this devastating hole.

And whether it’s been done ignorantly or with complicity, we the people have enslaved ourselves through the actions of these leaders.

It’s been done by Republicans and Democrats alike. It’s been done by Independents and others. It’s all too easy to simply borrow more than it is to address the real issues. And as anyone who treated their home equity like an ATM machine during the real estate boom years can tell you, it’s all fine and good until you can’t borrow anymore.

And then the pain of dealing with the real issues is far greater because of the multiplied impact of the debt.

As the ancient proverb says:

The borrower is servant to the lender.

We have enslaved ourselves. And most of us don’t even know it yet. We’ll realize it one day when we wake up with the sting and the scars of the whip extracting its “pound of flesh.” And we’ll have no one to blame but ourselves.

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This morning, I am reposting an interesting e-mail I received from Pastor Andy at Irving Bible Church, outside of Dallas, Texas.  Please enjoy his thoughts on character & taxes:

Andy McQuitty

Pastor Andy McQuitty

My Dear Friends,

I’ve been watching with fascination the machinations of several nominees to our new administration’s cabinet in taking a run at confirmation while gamely dragging the boat anchor of unpaid personal income taxes.

Yesterday Tom Daschle, former senate majority and minority leader, withdrew his nomination as health secretary after revelations of unpaid back taxes ($140,000). This is the same man who said in a 1998 debate: “Make no mistake. Tax cheaters cheat us all, and the [Internal Revenue Service] should enforce our laws to the letter.”

This move comes after the resignation of Nancy Killefer, President Obama’s choice to fill a new job of chief performance officer, also over tax arrears. And THAT move comes a few days after Tim Geithner, his Treasury secretary, was confirmed in his job (which ironically includes oversight of the IRS!) in spite of strong opposition after he disclosed that he had cleared more than $40,000 in back taxes.

It’s annoying to me that people who wanted to be part of an administration committed to raising my taxes are evidently none too keen on paying their own. But my subject in this little screed today is not abject hypocrisy, so I shall move on.

What fascinates me about these folks is that, having been informed that they were being considered for high office, they did actually pay their taxes and got their houses in order—and thought that this Johnny-come-lately action made their prior cheating OK. It’s like a bank robber who gets nabbed during the getaway, gives the money back to the bank president and asks, “Hey now that we’re all square, I’d like to put in my application for that open teller position…”

It would seem that the words “integrity” and “character” in our day have taken on a whole new low in definition. It’s no longer “do right ‘till the stars fall”, but do what you want ‘till you get caught, then do right if you have to (and then maybe you’ll still get what you want).” Perhaps this is just one of the thorns in the side of our fallen human race—the default mode of constructing a righteous façade to conceal the unseemly reality, and then in time, coming to believe the facade instead of the reality.

This weekend IBC is considering what it means to be a true disciple of Jesus. Now there’s a subject that has to include the Christian’s proclivity to pretence. Yes, I believe that the same self-justifying rationale of “I’ll do the right thing if I have to” afflicts the Body of Christ as well as the Body Politic.  So does the hypocrisy thing. I know it afflicts me. I admit it: your pastor is never all that he seems, even to himself! (What did you expect? I’ve been working on my facade for about 40 years now…)

Nevertheless, Jesus’ gracious invitation comes to me and to you and to all His followers to, well, follow Him. Do what He does, be what He is. It’s not so much about how we look, but who we’re becoming. The comforting thing is that though none of us has arrived, our Lord is always thrilled that we’ve embarked on the journey of matching an attractive and honorable “what we appear to be” with a sincere and authentic “what we truly are”.

Oh, that reminds me to recap our “Here We Stand” message last weekend in case you missed it. It’s about what IBC believes with regard to finding relationship in the Body of Christ. . . . At IBC we believe that all Christ followers are called to build missional community by cultivating relationships with other believers. In this community we learn to know and love God, each other, and the world more deeply and accomplish our task of building Christ’s Kingdom more effectively. Claiming our place in significant relationships in the Body of Christ and using our gifts to build others up in that Body of Christ is not an optional activity for those who happen to choose it, but a command (John 13.34) and corporate calling from our Lord that we are individually responsible to fulfill.

Blessings all, I’m going to leave now and start preparing my tax return early this year,

Pastor Andy

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I wanted to repost this excellent review of a fantastic new book on Culture and how it shapes Christians and we shape it.  It comes from Trevin Wax at the new Discerning Reader.

culturemakingLet’s reclaim the culture for Christ!  We need to transform the culture!  Let’s redeem the culture!  We should resist the culture!

What do these phrases really mean?  What do we mean by “culture” when we talk about transforming it?  Is it our Christian calling to redeem “culture?”

Andy Crouch’s new book Culture Making: Recovering Our Creative Calling is a landmark work that will create a new culture of its own within evangelicalism. Crouch points out the areas where evangelical thinking about culture-making has been counterproductive, and he charts a new path – one that would have evangelicals understand culture in more tangible ways.

Crouch points out the fallacious ways in which we conceive of “culture.” Christians too often think simplistically about “culture” – as if it were some nebulous, overarching thought system in our world. Crouch believes we are wrong to talk of “culture” in this way. Instead, we must start thinking of culture as specific cultural goods.

Culture is what human beings make of the world. And these things we make eventually affect the world we live in. We cannot withdraw or escape culture because it is what we were made to do.

Analyzing culture does not substitute for the creation of real cultural goods. “The only way to change culture is to create more of it,” Crouch says.

Crouch sees much of evangelicalism’s desire to “engage the culture” as well-intentioned but often misguided. We tend to take certain, appropriate gestures toward cultural artifacts and make them postures – our position towards all cultural artifacts. Crouch points out several ways that Christians relate to “culture:”

   1. Condemning
   2. Critiquing
   3. Copying
   4. Consuming.

Each of these may be appropriate positions to take toward certain cultural items. After all, there is nothing we can do with pornography except condemn it. There is also a place for strong critique of culture. Likewise, there are times when copying culture is appropriate. And of course, we can consume culture without any guilt at all when such action is glorifying to God.

But Crouch warns us against making these appropriate gestures into postures. When we turn gestures into postures, we assume a certain outlook regarding all culture. Crouch sets forth a different model. Instead of reacting to culture as it is, Christians should concentrate on creating and cultivating culture as we want it to be. We are to be artists and gardeners – creators and cultivators of cultural goods.

Crouch describes concrete ways that we can be creators of culture. He shows us how cultural artifacts change the culture. (There is a fascinating section on the difference between the river and the highway.)

Readers will discover that an emphasis on humility pervades the book. Crouch warns against thinking that we can change the world.

“Changing the world sounds grand, until you consider how poorly we do even at changing our own little lives… Indeed, I sometimes wonder if breathless rhetoric about changing the world is actually about changing the subject – from our own fitfully suppressed awareness that we did not ask to be brought into this world, have only vaguely succeeded at figuring it out, and will end our days in radical dependence on something or someone other than ourselves. Beware of world changers, they have not yet learned the true meaning of sin.”

Crouch bases his thoughts on culture-making within the creation narrative and the gospel story of redemption. He dodges the question of historicity of the creation accounts by talking about the importance of the story, not just the historical details. (I find this evasion most peculiar, because he treats the biblical text as fully accurate throughout his book.)

Crouch is right to show that heaven too will have a culture. “Culture is the furniture of heaven.” This leads us to the thought-provoking question about our cultural artifacts: Can we imagine this making it into the new Jerusalem?

Crouch critiques the emphasis that “worldview thinking” places upon analysis and thought. He believes we need less critics of cultural goods and more creators of cultural goods. But considering the fact that a great number of Christians simply consume culture without critically thinking about the messages of these goods convey, I believe we could use more creators and critics of cultural goods. It is true that too much analysis can keep us from purely “enjoying” art, but I’m not convinced that enjoyment and thinking critically are necessarily opposed to one another. I’m also concerned that some evangelicals might take these words from Culture Making as a free pass to watch or listen to whatever they want and to dismiss the idea of worldview-critique.

What I love most about Culture Making is the theme of hope. Crouch believes we can start creating culture in small spheres (our family, for example). He points out the importance of small groups. Culture is not always made by the large crowd. We can all get busy fulfilling the creation mandate to create and cultivate.

Culture Making is filled with grace. We recognize that our ability to create or cultivate culture is rooted in God’s grace. “Where are we called to create culture? At the intersection of grace and cross.”

Crouch’s conclusion?

“So do you want to make culture? Find a community, a small group who can lovingly fuel your dreams and puncture your illusions. Find friends and form a family who are willing to see grace at work in one another’s lives, who can discern together which gifts and which crosses each has been called to bear. Find people who have a holy respect for power and a holy willingness to spend their power alongside the powerless. Find some partners in the wild and wonderful world beyond church doors. And then, together, make something of the world.”

Amen. Now, let’s get busy!

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